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As you have seen on television and internet commercial advertisements there are a high number of so called educational institutions that will teach you online and hand you over a degree in a short period of time. Why such a drastic increase for these online degrees? Well, for one it gives people the opportunity to obtain a quick degree that will allow them to be perceived as a legitimate professional even though they never spent the time educating themselves the right way.
Monday, November 30, 2009
Diploma Mills
Sunday, November 29, 2009
Fraud Definition By Law
Fraud is generally defined in the law as an intentional misrepresentation of material existing fact made by one person to another with knowledge of its falsity and for the purpose of inducing the other person to act, and upon which the other person relies with resulting injury or damage. Fraud may also be made by an omission or purposeful failure to state material facts, which nondisclosure makes other statements misleading.
To constitute fraud, a misrepresentation or omission must also relate to an 'existing fact', not a promise to do something in the future, unless the person who made the promise did so without any present intent to perform it or with a positive intent not to perform it. Promises to do something in the future or a mere expression of opinion cannot be the basis of a claim of fraud unless the person stating the opinion has exclusive or superior knowledge of existing facts which are inconsistent with such opinion. The false statement or omission must be material, meaning that it was significant to the decision to be made.
Sometimes, it must be shown that the plaintiff's reliance was justifiable, and that upon reasonable inquiry would not have discovered the truth of the matter. For injury or damage to be the result of fraud, it must be shown that, except for the fraud, the injury or damage would not have occurred.
To constitute fraud the misrepresentation or omission must be made knowingly and intentionally, not as a result of mistake or accident, or in negligent disregard of its truth or falsity. Also, the plaintiff must prove that the defendant intended for the plaintiff to rely upon the misrepresentation and/or omission; that the plaintiff did in fact rely upon the misrepresentation and/or omission; and that the plaintiff suffered injury or damage as a result of the fraud. Damages may include punitive damages as a punishment or public example due to the malicious nature of the fraud.
There are many state and federal laws to regulate fraud in numerous areas. Some of the areas most heavily litigated include consumer fraud, corporate fraud, and insurance fraud.
Report Fraud to FBI Washington DC
Saturday, November 28, 2009
Church Embezzelment
If you do a search for the keyword phrase “church embezzlement” you will see many facts proving that this is one of the easiest forms of corruption that con artists take part in.
Church members can be particularly vulnerable, experts say, because of the level of trust given to church employees and volunteers.
Guide One Insurance, which insures about 45,000 churches in the United States, has paid out an average of $2.9 million on about 1,800 theft claims in each of the last five years, according to Emily Abbas, a company spokeswoman. Those figures include theft by outsiders as well asembezzlement by people inside the church.
Most cases of church fraud and embezzlement goes unreported due to the congregation’s embarrassment and fear of retaliation by church staff.
At one congregation, said Kent Egging, pastor of Bethany Covenant Church in Mount Vernon, Washington, the church's treasurer stole more than $45,000. The money was in an account separate from a building fund that had been put on hold. That separate account gave the treasurer two things that an embezzler needs to succeed -- access and no accountability, Egging said. "He could transfer funds into this separate account and then withdraw them," said Egging, "and absolutely nobody knew."
The treasurer created a false financial statement that covered up the transactions. Since he kept the books and reconciled the bank account, it was easy to avoid detection.
Lisa Curtis of the Denver District Attorney's Office economic crime unit urges churches and nonprofits to report any embezzling immediately.
"If you do not prosecute embezzlers," she said, "they will get away with stealing from charity -- and they will continue their thefts at other organizations."
Report Church Fraud to FBI Washington DC
New Jersey Voters Personally Embarrassed
Almost all
Two-thirds of voters said the July 23 federal corruption arrests of 44 people in
“Is corruption a big problem? Wow, is it!” Maurice Carroll, director of the Quinnipiac polling institute, said in a statement. “Almost everyone in
Friday, November 27, 2009
Florida Lawyer Scott Rothstein's Ponzi Scheme
Scott Rothstein's Ponzi scheme went through a `supersonic' boom in October as he moved more than $100 million out of investor accounts, lawyers say.
BY JAY WEAVER, SCOTT HIAASEN AND AMY SHERMAN
JWEAVER@MIAMIHERALD.COM
Perched in his bunker-like
Wielding unusual authority over his clients' bank accounts, Rothstein stole the money held at two Toronto Dominion bank branches while forging financial letters and statements indicating the money was available on deposit when it wasn't, according to a
Rothstein's uncle, Bill ``Brock'' Boockvor -- who traveled with Rothstein in late October to Casablanca as the investment scandal unfolded -- also had access to secret computer passwords for the investors' bank accounts, as did two other employees at Rothstein's now-defunct law firm, Rothstein Rosenfeldt Adler, sources said.
FBI and IRS agents are scrutinizing the trio's potential supporting roles in the massive Ponzi scheme, as they try to untangle Rothstein's financial web.
The agents are focusing on a litany of bank accounts Rothstein used to move money between August and October, as his scheme started to implode.
Investigators believe Rothstein may have hidden money in
`PRESERVATION'
A federal complaint filed when agents seized Rothstein's assets last week says the attorney used ``multiple bank accounts'' to perpetuate the scheme, and created myriad corporations in
Months before investigators started probing his law firm, Rothstein transferred more than a dozen pricey real-estate parcels worth more than $20 million -- including a home once owned by Miami Dolphins running back Ricky Williams.
Rothstein has not been charged with wrongdoing. He and his attorney, Marc Nurik, declined to comment. Boockvor could not be reached.
Although FBI and IRS agents trace Rothstein's sale of employment-discrimination settlements to 2005, sources say the attorney stole vast sums of investor money during the past year, especially in October. Several investors -- led by Banyon LLC, a
The FBI's special agent in charge, John Gillies, said last week the scope of Rothstein's Ponzi scheme may exceed $1 billion, as he urged investment victims to come forward.
Several investors and their lawyers have told The Miami Herald that Rothstein provided them letters purportedly written in recent months by Frank Spinosa, a Toronto Dominion Bank vice president. Spinosa's letters purportedly said that Rothstein's authority over the trust accounts was limited solely to transferring payments directly to the investors -- not to anyone else.
But many investors now believe that Rothstein forged some of the Spinosa letters, which include the banker's signature, phone numbers and e-mail address, sources said.
Investors also told The Miami Herald that Spinosa and Rothstein met with them on multiple occasions, showing them printouts of their account statements to assure them their money was in the
Definition Of Corruption
noun
2- moral perversion; depravity.
3- perversion of integrity.
4- corrupt or dishonest proceedings.
5- bribery
6- debasement or alteration, as of language or a text.
7- a debased form of a word.
8- putrefactive decay; rottenness.
9- any corrupting influence or agency.
8. rot, putrefaction, putrescence, foulness, pollution, contamination.
Report Corruption to FBI Washington DC
Thursday, November 26, 2009
He Who Does Not Bellow Out The Truth
“He who does not bellow out the truth when he knows the truth makes himself the accomplice of liars and forgers.”
Charles Peguy (1873-1914)
Scams That Con Artists Use In Churches
Have you ever imagined what some of the scams these criminals do to accumulate an abundant amount of cash flow for their church fraud? Well, here is a few ways they accomplish this.
1- They have a church member in need that claims to have family out of the country that desperately needs to come to the United States to be reunited with them. Now, this may be true. A church member might actually have family overseas that wants to come to our country and the church legitimately will help them accomplish that, but here is how they unknowingly scam the congregation.
They will tell people that it will cost lets say a $1000 to help reunite this family in the name of Jesus Christ. Many will feel led to give immediately and within a day or so the church will have the $1000 to help this family. But the church will not inform the congregation that all the money to help this church member has been met. They will allow the congregation to keep sending money for this cause for weeks, accumulating way over the original $1000 that was needed to help this family.
They help this church member get reunited with their family and even showcase the family together at Sunday service to further deceive the congregation. The church, its pastors and elders look like saviors and the con artists pocket a wad of tax exempt cash.
2- Another big scam in churches today is their so called building funds. Now many churches function out of facilities like rental halls and schools. They begin a building fund drive that will ultimately give them the money needed to build their new house of worship. They even go to the extent of having architects design the layout plus have pictures of what the church will look like. The pastors and elders always make sure the church members stay well informed so that they stay excited over it. The con artists, always looking to step it up a notch, even go to planning board meetings to get approvals that they know they will never use. They never had any intentions on building a church.
Now the cost of a new church would be millions so theoretically this scam can go on for years without ever getting caught. Every week the pastors ask the congregation to give for the building fund that actually doesn’t exist. The con artists’ rake in the dough while “praising God” right to your face.
Report church fraud to the FBI in Washington DC
Wednesday, November 25, 2009
Lawyer Brick Township Owns Church
Edward Murachanian is the incorporator for Fellowship Chapel Point Pleasant NJ officially incorporated as Fellowship Chapel of Jersey Shore. It’s easy to run a scam out of a church when you own it. The agent for Fellowship Chapel of Jersey Shore is long time buddy John Boyle who is an ex elder. The vice president is long time friend and Toms River neighbor Richard Bergstrom who is an elder. The president John Emmanuel is also an elder and long time friend of Edward Murachanian. Secretary William Doolittle aka Bill Doolittle finishes up the group of fraudulent officers in Fellowship Chapel Point Pleasant NJ. Bill Doolittle is also an elder.
Former assistant prosecutor from the Ocean County Prosecutor’s Office Edward Murachanian deceived church members into believing that he was just a loving Christian attending Fellowship Chapel Point Pleasant NJ, never revealing that Fellowship Chapel is his church, his business. Yes, business. Owning a church is a great money making business and Edward Murachanian has his people in authority to prevent anyone from finding out.
New Jersey State Business Gateway Service
Corporate and Business Information Reporting Business Entity Status Report Printing Instructions: Open your Browser's Page Setup menu and set your page margins to 0.25". Use your Browser's Print option to print the report as seen on screen. Saving Instructions: Save this file to your hard drive for later viewing by using the Browser's "Save As" function. All available information is displayed. Status Report For: FELLOWSHIP CHAPEL OF JERSEY SHORE Business Name: FELLOWSHIP CHAPEL OF JERSEY SHORE Report Date: 11/11/2009 Business ID Number: 0100621958 Transaction Number: Sequence: 1575281: 2 Business Type: NON PROFIT CORPORATION Status: ACTIVE Filing Date: 03/31/1995 Home Jurisdiction: NJ Status Change Date: Stock Amount: 0 DOR Suspension Start Date: DOR Suspension End Date: Tax Suspension Start Date: Tax Suspension End Date: Annual Report Month: 3 Last Annual Report Filed: 01/12/2009 For Last Annual Report Paid Year: 2009 Incorporator: EDWARD V MURACHANIAN Agent: JOHN J BOYLE Agent Address: 2200 RIVER ROAD STE B POINT PLEASANT, NJ 08742 Office Address Status: Deliverable Main Business Address: 2200 RIVER RD SUITE B POINT PLEASANT BEACH, NJ 08742 Principal Business Address: 2200 RIVER RD SUITE B POINT PLEASANT BEACH, NJ 08742 Associated Names Name: Type Description: Officers/Directors/Members 1) Title: VICE PRESIDENT Name: RICHARD BERGSTROM Address: 2200 RIVER RD SUITE B POINT PLEASANT, NJ 08742 2) Title: TREASURER Name: JOHN BOYLE Address: 2200 RIVER RD SUITE B POINT PLEASANT, NJ 08742 3) Title: SECRETARY Name: WILLIAM DOOLITTLE Address: 2200 RIVER RD SUITE B POINT PLEASANT, NJ 08742 4) Title: PRESIDENT Name: JOHN EMMANUEL Address: 2200 RIVER RD SUITE B POINT PLEASANT, NJ 08742 
**If you would like to receive photocopies of documents filed by this business entity, mail your request to PO Box 450, Trenton, NJ 08625. Indicate the Business Entity Number(s) involved and the type of document you wish to have copies of. Your choices are listed below:
CHARTER DOCUMENTS
And/or
ANNUAL REPORTS
The photocopy fee for all entities except limited liability companies is $1 per page. For limited liability companies, the fee is $10 for the first page and $2 per page thereafter.
The total fee amount for your order will vary depending on the number of pages associated with each filed document you request. You may supply us with a check with a NOT TO EXCEED instruction to cover the costs. Make the check payable to the Treasurer, State of New Jersey. Alternately, you may pay by credit card (provide card#/expiration date and cardholder information) or depository account. Please include a self-addressed envelope with your order. If you have any questions or would like information on alternative service options such as over-the-counter expedited service, call 609-292-9292 (option 3 on the main menu and then option 8), weekdays, 8:30 a.m. to 4:30 p.m
Report Church Fraud to the FBI
Tuesday, November 24, 2009
Lawyer Edward Murachanian Church Fraud Corp
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